Home Loan

A home loan is a financial product that enables individuals to purchase or refinance residential properties. Typically offered by banks and financial institutions, it allows borrowers to access a lump sum amount, repayable over an extended period, with interest. The property itself serves as collateral, providing security for the lender. Home loans come with varied interest rates, repayment tenures, and eligibility criteria, catering to diverse financial needs.

Income Tax Objective

Silent Features

Required Document

Generally Required Financial Documents For Self Employed Category

- All Certified Financials Statements for latest 3 financial years.
- Bank statements.
- Business and Personal Profile.
- All Know Your Customer(KYC) Documents.
- All legal and title/Property Documents to be offered as collateral.
- Copy a Partnership deed (Applicable for a partnership Firm).
- Copy of MOA & AA (Applicable for a Private Limited Company).

Generally Required Financial Documents For A Salaried Category

- Latest 3 months company certified Salary Slips.
- Latest 3 years company certified FORM No 16.
- Latest 3 years Income Tax Returns.
- Bank Statements.
- All Know Your Customer(KYC) Documents.
- All legal and title/Property Documents to be offered as collateral.

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